1. Small Retail Store : Inexpensive terminal or Clover to add inventory and time clock management
2. Large retail store: Clover Station. Includes options like time clock management, scheduling, customer loyalty programs, gift card options.
3. Small Cafe or deli: Clover Station or Flex. The flex allows you to go to a customer anywhere in the restaurant and has full functionality.
4. Large Restaurant: POS station with table management options along with customer loyalty options and gift card options. TIme clock and Scheduling available.
5. Service Company: A smart phone or Tablet is all that is needed to be out and about accepting payment from your customers.
6. Business Office or Organization: PC based acceptance. You won't need to buy any new equipment. Just use the PC already in front of you along with mobile options that can made available at no additional charge.
Call Brent at (210) 988-0921 to explain what will best fit your needs.
No matter what type of business you run, we are the company that enables you to take payment. No more long leases on machines and companies that will take your money from you. If you want to know how to accept payment from customers, we can explain everything in detail if you desire. Setting up a system is usually quite simple. After we have you fill out some important information to get started, we program your device and have it ready to go when it comes to you.
Set up is easy. If you live in the local area, we can come and hook it up for you. If you live out of state, we can still send it to you to plug in and go. We offer FREE customer service on all of our products. You won't be paying extra to call and ask questions that otherwise should be answered for you.
How does accepting payment work? When a customer hands you their credit card, you enter that into your system, whether it be a computer, a terminal, or a Point of Sale system, from there, the information goes out to the acquirer, then to Visa MasterCard, or other credit card network for settlement.
Once that is approved by them, they send it to the issuing bank. The bank then sends the funds less an "interchange fee" to the credit card network. They, in turn, pay the acquirer those funds less a "merchant discount rate", or basically, the amount your processing company charges you on top of the interchange fee. That total gets transferred to you, the merchant via your bank account.
For example: If you charged a customer $100 for their merchandise or bill and they gave you a Visa card and that card's cost from Visa was 1.06% and your Interchange plus rate was .4% above cost, then you would receive $100 - 1.46% = $98.54.
Let us help you get the lowest rate possible and teach you how to accept credit card payments. (210) 988-0921